Before You Jump In
Financial education isn't about quick fixes. It's about building real skills that last.
Look, we're going to be honest with you from the start. Learning to manage your finances properly takes time. And effort. And a willingness to examine your current relationship with money—which can be uncomfortable.
Most people who sign up for financial courses expect immediate results. They want the magic formula that'll fix everything by next Tuesday. That's not how this works. What we teach at Plexquant Academy is practical budgeting methodology that you'll need to practice, adjust, and sometimes struggle with before it clicks.
So before you even think about our learning program (which starts in August 2025), let's talk about what you actually need to have in place first.
Are You Actually Ready?
Basic Financial Records
You need at least three months of bank statements. Not estimates. Not "I think I spend about this much." Real numbers. If you can't tell us where your money went last month, we can't help you plan where it should go next month.
Time Commitment
Budget tracking takes about 20 minutes daily when you're starting out. Most people quit in week two because they didn't expect this. You'll need to log transactions, categorize spending, and review patterns weekly. If your schedule can't accommodate this, wait until it can.
Emotional Readiness
Money triggers stress. You'll discover spending patterns you're not proud of. You might realize you've been avoiding financial reality for years. Some of our students in Tel Aviv and Jerusalem have told us this was harder than they expected. Make sure you're in a headspace to handle that.
Yael Rothman
"I've seen people transform their financial lives in six months. But I've also seen people waste money on courses they weren't ready for. Be honest about where you are right now."
Eitan Dvorsky
"The students who succeed are the ones who show up consistently. Not the smartest ones. Not the ones with the most motivation on day one. The ones who keep tracking even when it's boring."
Three Things to Set Up First
Don't wait for the course to start these. Get them working now, so you hit the ground running in August.
Separate Accounts
One for fixed expenses, one for variable spending, one for savings. Most Israeli banks make this easy to set up. You want money flowing automatically between these accounts so budgeting becomes structural, not motivational.
Tracking System
Spreadsheet, app, notebook—doesn't matter which. What matters is that you'll actually use it every single day. We recommend starting simple. A Google Sheet with three columns: date, amount, category. Add complexity later if you need it.
Support Network
Tell someone what you're doing. A friend, partner, family member who'll check in weekly. Financial change is easier when you're not doing it alone. This isn't about accountability—it's about having someone to talk to when you're frustrated.
What This Program Won't Do
Let's be clear about expectations
- We can't make you wealthy. We can teach you to manage what you have more effectively.
- We won't give you investment advice. That's a different skillset and requires different qualifications.
- There's no certification at the end that'll get you a job. This is personal financial education, not professional credentials.
- You won't suddenly love budgeting. Most people tolerate it because they like the results.
- We don't do individual financial consulting during the program. You'll learn the methods and apply them yourself.
Our students from Bet Shemesh, Jerusalem, and across Israel typically take 4-6 months to see meaningful changes in their financial patterns. Some take longer. A few quit because they expected faster results. That's okay—better to know that upfront.
If you're still reading and thinking "yeah, I can do this"—good. That probably means you're ready.
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